A frequently heard assumption is that it is harder to get finance when you are self-employed, but this need not be the case! By using a mortgage broker like us, we will do all the work for you, and you just need to have your most recent tax return completed and assessed by the Australian […]
Investing in real estate is a way to build wealth and achieve capital wealth, as the property’s value can increase over time. However, finding the right property to suit your needs requires time and research. What real estate should I buy? There is a range of factors to consider when choosing a property, as you […]
This is a Federal Government initiative to help home buyers purchase their first home, without owning a portion of the property!! There are two different scheme options with one being the First Home Guarantee (FHG) or the Regional First Home Guarantee (RFHG). For the current Financial Year 2024-25, there are 35,000 places in the FHG […]
Buying your first home is a new experience and with that comes questions, because we are dealing with a lot of money! We have compiled a list of FAQ’s to help provide more information for you! How much deposit do I need to have saved? It is ideal to have 20% of the purchase price […]
Everyone wants to pay off their loan sooner and here are a few ways to help do that: Make Fortnightly Repayments When making fortnightly repayments, you pay half of the monthly repayment amount. As there are 26 fortnights per year, this means that you are making 13 months of repayments, an extra month’s repayment off […]
Whether you are buying your first or tenth home, the process doesn’t get any simpler, you just understand a bit more. We know life is busy and by using a broker, we do the work for you, which will give you more time to yourself! Our aim is to understand your individual circumstances and find […]
Have you recently reviewed your home loan? As the market and your personal circumstances change, you may have new requirements for a loan, where your old mortgage is no longer suited. Refinancing a mortgage is a great way to save money, consolidate debts or to get some extra funds for your desired renovations. The multiple […]
Understanding and navigating your way through buying your first home can be challenging and often a scary experience. As a mortgage broker, we are here to help to make the process smooth and offer you different options and a range of products from various lenders, whilst aiming to reduce the stress for you! Savings are […]
We answer the most common questions about getting a home loan after separation. Getting approval for a home loan is stressful. Dealing with a separation at the same time, makes it so much tougher. It may seem daunting on top of everything else going on right now, but it’s our job to make it easy […]
